Nihar puts money, love and instinct in the same chase with latest release "Bankroll"

In Nihar’s “Bankroll,” two familiar pursuits, money and love, are pitted against each other, asking how both can be so hard to grasp, so confusing and complicated. That idea is wrapped in warm, bass-driven West Coast R&B, melodic hooks, and the rap cadence of the L.A.-based, Sacramento-bred R&B/hip-hop artist. There is also a romantic yearning to the song, with influences like Ajay-Atul and Shankar-Ehsaan-Loy from 2000s Bollywood, which gives it an emotional texture that fits nicely between its R&B and hip-hop bases.

The song is about the yearning of someone Nihar has yet to meet. That uncertainty makes the writing both hopeful and doubtful, turning “Bankroll” from a story about chasing success into one about where time and energy belong. The chill shakers add an extra rhythmic element, and the central hook keeps it going: “I got a bankroll I gotta get back to.” It’s like a reminder to take care of the things that matter, and to invest in things that give back.”

The romantic, ambitious sides of the song come back in the line “Got a bank roll I gotta get back to, brown skin pretty with em tattoos. Nihar plays with this contrast to give “Bankroll” a personality, balancing the desire for money with the anticipation of connection. At the end of the day, this is a warm, melodic record about wanting more and trying to figure out what to chase.